SMSF Questionnaire

Thinking of starting a Self Managed Super Fund?

10 quick questions to find out if it’s right for you

The lure of control, investment flexibility and tax concessions have seen Self Managed Super Funds (SMSF) become the fastest growing sector in superannuation.

SMSF Trustees often encounter difficulties due to lack of discipline, time and the necessary skills to successfully manage their fund. Consequently, the Australian Tax Office continues to increase its supervision of SMSFs.

So to find out if it’s right for you, complete the quick questionnaire below and submit it to Guild Financial Planning for a FREE initial consultation or brochure. And remember, you don’t have to know everything about SMSFs to have one – because we do.

1. How well do you manage your personal paperwork?

It gets filed diligently whenever it comes in

I do all my filing on a monthly basis

I file all paperwork in a shoe box and deal with it when the box is full

I only sort my paperwork out when I need to file a tax return

2. How confident are you in your ability to make good financial decisions?

Very confident

Quite confident

I have had some success

Not confident

3. How would you rate your knowledge of superannuation?

Excellent

Good

Fair

Wanting

4. What is the current value of your superannuation accounts?

≥$250,000

Between $249,000 and $150,000

<$150,000

Not sure

5. How much time and discipline do you have to devote to managing your own investments either directly or through intermediaries/advisers?

I have plenty of time and discipline

I will make time and adopt a level of discipline

Having enough time and discipline is an issue

I do not have enough time and discipline

6. Which category describes you best?

65 years or younger, and working

65 years or younger, and not working

Over 65 years of age and still working

Over 75 years of age and still working

7. Does aligning your superannuation investment strategy to your business and personal affairs appeal to you?

Definitely

Possibly

Not really

8. How interested are you in rearranging your listed investments so that these are held and managed by you in your superannuation fund?

Very interested

Quite interested

Not really interested

Not interested

9. Do you make financial investments for the long term with the aim of growing your overall wealth?

Always

Sometimes

Not really

10. How interested are you in securing business premises from creditors by placing it in superannuation?

Very interested

Quite interested

Not really interested

Not interested

Your Score:

More than 15 points:

You may have what it takes to manage your fund on your own.

But at Guild, we don't see SMSFs as something to be simply 'managed'. SMSFs are opportunities to be maximised for your benefit. Our team of SMSF specialists can ensure you get the most from your SMSF – so that it's your fund, rather than you, that's working hard.

Between 8 and 15 points:

A SMSF could provide you with a range of benefits and Guild can help you to get there.

The Guild Group offers you a flexible, end-to-end SMSF service that lets you enjoy the associated investment freedom and tax benefits, without the complexity of doing the work yourself. Depending on your needs, we'll co-ordinate our specialist team of financial advisers, solicitors, accountants and finance consultants, or alternatively work with your selected team.

Less than 8 points:

A professionally managed superannuation fund may be better suited to you.

This means having a dedicated, professional Trustee do the work for you. Guild Trustee Services Pty Limited is the Trustee of GuildSuper, a fund dedicated to helping you achieve your retirement savings and lifestyle goals. Through GuildSuper we look after the superannuation savings of more than 45,000 members and help more than 7,500 employers meet their superannuation obligations. Our quality service team will help to reduce your paperwork, pay fewer fees and make the most out of your super.

Contact Guild Financial Planning for a FREE initial consultation or brochure by completing your details, and clicking on the SUBMIT button below.

Name *:

Business Name:

Postal Address *:

Suburb *:

State *:

Postcode *:

Phone *:

Mobile:

Email Address *:

The best time to reach me is:

(please select convenient day and time of contact)

Could an SMSF be right for you? Call Guild Financial Planning on 1800 333 143 for a free brochure or initial consultation. Depending on your needs, we'll co-ordinate our specialist team of financial advisers, solicitors, accountants and finance consultants, or alternatively work with your selected team.

This contains information of a general nature only and it is not intended to constitute the provision of advice. Before acting on any information provided you should consider its appropriateness having regards to your objectives, financial situation and needs. Prior to making a decision in relation to any financial product, you should consider the relevant Product Disclosure Statement. Guild Financial Planning is a division of Guild Financial Services Limited ABN 35 004 399 464, AFS Licence No. 225590. The information supplied by you will be received, retained, used, and disclosed by Guild Financial Services, its related companies and business partners for the primary purpose of providing you with further information on evaluating, effecting, managing and administering products and services offered by Guild Financial Services and its related companies. You may at any time request that no further marketing material be sent to you. You may also access the personal information Guild Financial Services holds about you. Guild Trustee Services Pty Limited ABN 84 068 826 728 AFS Licence No. 233815, RSE Licence No L0000611, as Trustee for GuildSuper. Fund Registration No R1000030 ABN 22 599 554 834.